The Harvey Bank

1 St Cali Broad,

 CH12DD

15th May 20XX

 

 

Mr. Morris

ABC Street

Cali

CH5 9QJ

Dear Mr. Morris

Your loan account: Ref FIN/ 790R/ 000932RCB

I am writing to inform you that your loan account with this bank, account number as provided above, has fallen into arrears.

As you were aware when you took out this loan for £5000 in January of this year you agreed to pay back the total amount over a period of 36 months in monthly instalments by direct debit from your current account. The bank has been unable to collect get your monthly payment for the last two months as there have been insufficient funds in your current account.

Please note that interest is accruing on this outstanding amount and that the rate of interest charged by the bank on this outstanding amount is higher than our standard rate.

Despite a letter to you earlier this month I see that we have received no response from you. If we do not hear from you within seven days of the date of this letter you will be deemed by the bank to in default. The bank will then follow its usual recovery procedures through our legal department.

 

Yours sincerely

Harvey David

Individual Customers Manager

 

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